Heat pumps typically run $6,000–$14,000 installed for a full system. Cold-climate models and homes needing electrical upgrades land higher. Tax credits can shave thousands — ask the contractor to itemize them.
What drives the price
Cold-climate vs standard model
Electrical panel upgrades
Ductwork condition
Available federal/local tax credits
Red flags in a quote
Tax credits promised but not itemized
Standard model quoted for a cold climate
No backup-heat discussion
Quote ignores your ductwork
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